What the Proposed Change to the Work injury Compensation Act Will Mean for Workers in Singapore

What the Proposed Change to the Work injury Compensation Act Will Mean for Workers in Singapore

If you are a worker in Singapore, there is a huge possibility that you know a thing or two about the Work Injury Compensation Act. But over the years, you may have heard of lapses or loopholes in the act that makes it take forever for injured workers to get their compensation. Thanks to some adjustments that are likely going to be made soon, all these are going to be things of the past.

 

When adjustment to the WICA takes effect, workers suffering from work-related injuries will be compensated sooner. Even more, they will receive more money. Workers or employees aren’t the only ones that will benefit from the proposed changes to the WICA; employers will be protected as well. For more information about work injury compensation, find out more here: https://allegiance.com.sg/commercial-insurance/work-injury-compensation/

 

 

The following article by Tang SEE kit shed light on what the proposed change to the Work Injury compensation will mean for employers and employees.

 

Broader insurance coverage, higher compensation among proposed changes to work injury law

 

SINGAPORE: Having more workers covered by mandatory insurance and allowing those suffering from work injuries to receive more compensation sooner were among the proposed key changes to the Work Injury Compensation Act (WICA), tabled by the Ministry of Manpower (MOM) in Parliament- Read more here.

 

You surely now have a clear picture of what the proposed changes to the WICA that was tabled by the Ministry of Manpower in Singapore will mean for workers. You also now know that 41 people died after a serious injury at their workplace in 2018 and that 12, 810 cases of work-related injuries were reported.

 

 

The following article by Wikipedia shed light on some critical things you probably didn’t know about workers compensation.

 

Workers’ compensation

 

Workers’ compensation is a form of insurance, providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligenceRead more here.

 

You likely now know some often ignored but important facts about workers compensation- like its origin and the countries that started it. You also now know a thing or two about common law remedies and statutory no-fault compensation. Believe me, there is a whole lot you don’t know about Work Injury Compensation.

 

 

The following article by WP is a speech by Yaw Shin Leong on Work Injury Compensation Amendment bill.

 

Yaw Shin Leong’s speech on Work Injury Compensation (Amendment) Bill

 

Mr. Speaker Sir, the Bill makes several improvements to the existing Act. The Act now covers exposure to chemical or biological agents and improves the insurance protection of the worker. This is commendable. Read more here.

 

You likely now know what Yaw Shin Leong has to say about the Work Injury Compensation amendment bill in Singapore. You also now know what the Ministry of Manpower is doing right now to lessen the pain of workers who suffered injuries while working.

 

 

Final note 

 

Change is indeed a constant phenomenon in Singapore. A few years back, injured workers had to wait endlessly before being compensated. Sometimes, the compensation they received isn’t enough to nurse them back to health.

All these and many more are going to change when the adjustment to the Work Injury Compensation bill takes effect.

Whether you are a worker or an employer, it is wise that you learn as much as you can about the Work Compensation Act in Singapore, as it will help you protect yourself and your business better.

 

How Business Owners in Singapore are Dealing with Adjustments to the Work Injury Compensation Insurance

How Business Owners in Singapore are Dealing with Adjustments to the Work Injury Compensation Insurance

One of the main reasons why thousands of people start a business in Singapore is to make profits. To hit this goal, they do whatever it takes to reduce their spending and increase their earnings. But despite their best efforts, unexpected emergencies may happen from time to time. For example, a worker may sustain a life-threatening injury while carrying out his or her duties. In cases like this, business owners may compensate the injured worker.

 

Why this is great, it may hurt the growth and revenue of a business. If you are in this boat, then you are going to benefit from this article, as we will be looking at some strategic ways for business owners to reduce Workers Compensation Insurance Costs in Singapore. We are also going to be taking a close look at some adjustment that may be made to the Work Injury Compensation Act soon.

 

 

The following article by Eric Mann shed light on some strategic ways business owners can reduce workers compensation insurance cost in Singapore.

 

How to Reduce Workers’ Compensation Insurance Costs

 

Business owners are always watching the bottom line. As long as the company makes more money than it spends, a business owner can usually sleep well at night. The inverse of this is also true. Unexpected emergencies, increases in material costs, taxes, and labor costs can cause-Read more here.

 

You likely now know some effective ways business owners in Singapore can reduce Workers Compensation Insurance Costs. You also now know some key factors that affect the cost and a few other important things. But do you know that the Chubb Work-Guard has enhanced its compensation insurance? Read the next article to learn more about the enhancement they made.

 

 

The following article by Media OutReach discuses the adjustment that was made to the Chubb work guard program in 2018

 

Chubb enhances Work Injury Compensation Insurance in Singapore

 

SINGAPORE – Media OutReach – 8 January 2018 – Chubb today announced the enhancement to its Chubb Work GuardTM product — a Work Injury Compensation Insurance for Singapore businesses. The enhanced wording will apply to all risks bound from 1 January 2018, unless separately agreed. Read more here.

 

You likely now know what the enhancement to the Chubb Work-Guard package will mean for Singaporean businesses. You also now know some 12 benefits that have been added to the package like-funeral expenses, accidental HIV infection, workplace trauma, and so on. But do you know what Incompatibility works is all about? Read the next article carefully if you don’t.

 

 

The following article by SGBizInsure shed light on some critical things business owners need to know about incompatibility works and WICI.

 

Work Injury Compensation Insurance and Incompatible Works

 

When dealing with Work Injury Compensation Insurance, you may come across the word “Incompatible works”. This can result in workplace injuries occurring in many industries including marine, oil & gas, manufacturing (chemical/pharmaceutical/food), waste management etc. Read more here.

 

You likely now know some important reasons why business owners in Singapore need to learn about incompatible works. You also now know some simple but effective ways to reduce incompatible work in a factory, office, and worksite.

 

 

Final note 

 

Growing a business in Singapore is no walk in the park. From time to time unexpected events like accidents may occur in the work environment.

 

When this happens, the employer has to bear the compensation cost of the injured worker.

This may affect the growth and development of the business in the long run. To save cost business owners in Singapore are learning about how to reduce work-rated accidents, incompatible works, and most importantly, Compensation Insurance cost.

 

 

 

A Sneak Peek at the Proposed Amendment to Improve Workplace Injury Insurance Cover in Singapore

A Sneak Peek at the Proposed Amendment to Improve Workplace Injury Insurance Cover in Singapore

If you are a business owner or an employee in Singapore and you don’t know what the Work Injury Compensation Act is all about, then you should read this article carefully.

As you likely know, risk is a factor that is always present when running a business, regardless of its size. To mitigate it and make it easier for workers to easily get compensated in the event of an accident, the WIC Act was enacted.

With the help of this Act, injured employees can make claims for work-related diseases and injuries. This saves them from bearing the cost of filing a lawsuit.

If you are a business owner, it is wise that you learn as much as you can about the WICA. This will help you determine the right steps to take if your employee sustains an injury while carrying out his or her duties.

 

The following article by Nexusrm shed light on some important things employers and employees need to know about the Work Injury Compensation Act.

What is the Work Injury Compensation Act (WICA)?

Under the Work Injury Compensation Act (WICA), an employer is liable to compensate an employee for death, sickness, or injuries arising out of and during the period of employment. The employer can also be sued for damages sustained by the employee. Read more here.

You likely now know what the Work Injury Compensation Act is all about. You also now know what it covers and does not cover, as well as some types of compensation under the Act. But, do you know that the Act may be changed shortly? Read the next article carefully to learn more about the changes that may soon be passed.

 

The following article by Sue-Ann Tan shed light on some important details you probably didn’t know about the changes that may be made to the Work injury Act.

Changes to work injury law to improve insurance cover

New measures are in the works to improve insurance coverage for employees and give those injured on the job greater assurance of compensation – and much sooner after an accident. The proposals are among possible amendments to the Work Injury Compensation Act- Read more here.

You surely now know what the proposed changes to the Work Injury Insurance Act is all about. You also now know the penalty of avoiding or delaying compensation. But, do you know what the claims that were made under the Work injury Act by Louis NG Kok Kwang are all about? Read the next article carefully if you don’t.

 

The following article by Humanresourcesonline shed light on some claims under the WICA.

Claims under Work Injury Compensation Act in Singapore

Singapore’s Minister for Manpower, Josephine Teo, took to responding to a question by MP Louis Ng Kok Kwang on the percentage of claims under the Work Injury Compensation Act made by S Pass and Work Permit holders that were are determined to be valid or invalid. Read more here.

You likely now know how the Minister of Manpower responded to some claims about the Work Compensation Act. You also know some reasons why it takes a while for an injured worker to get compensated in Singapore.

 

Final note

Work compensation cover is by no means a new term to the Singaporean workforce because every year thousands of injured workers file compensation claims.
Only a handful of these workers were compensated. Some of these lucky workers complained that their compensation wasn’t enough.

All these are going to change soon if the proposed adjustment to the Work Injury Compensation Act is enacted. The adjustment will make it easier for injured workers to get compensated quicker and even get more compensation.

Intrusion Detection Systems Your Security Managers

Intrusion Detection Systems Your Security Managers

Intrusion Detection Systems – Your Internet Security Managers

Once your business goes online, there is always the risk of attacks. These threats could easily infiltrate your system and cause you immeasurable harm. Intrusion detection systems should be a priority as soon as you relinquish control of your site. You need to have a vulnerability assessment done so that you can determine which intrusion detection system will work for you. Some of the benefits of intrusion detection systems are the quick assessment of activities, detailed vulnerability analysis, and configurations, as well as identification of activity patterns. This will keep you updated of any unexpected and unknown traffic.

An integrated Intrusion Detection System in Singapore is not easy to find. If you are looking for one, look for ATT Systems. They have a wide range of expertise and can advise you on your security needs. Visit their site today: https://www.attsystemsgroup.com/intrusion-detection-system

In this article, Tekedia Editors discuss the value of investing in intrusion detection systems.

How intrusion detection systems work

“In our contemporary time, there is no question that IT internet security is a vital aspect of ensuring that your business is secured against malicious attacks. For those who are not still aware, once your whole system goes online, you leave it vulnerable to attacks in the real world. Interestingly, the solution to protect your digitalware is modest that it is easy to ignore.” Read more here  

The intrusion detection system works as a device which seeks out any data that seems malicious. It examines the data to find out if it is safe or malicious. If it identifies any doubtful activity, it will prohibit entry and notify you. It acts as a barrier between your company’s network and the rest of the world. It will also help in identifying any violations in the set policies. It stores the data it collects especially of malicious activities. Should a similar action take place, it will automatically flag it as suspicious.

In this article, Paul Innella discusses intrusion detection systems in detail including the different techniques.

Techniques used by intrusion detection systems

“Intrusion detection systems, or IDSs, have become an important component in the Security Officer’s toolbox. However, many security experts are still in the dark about IDS, unsure about what IDS tools do, how to use them, or why they must. This article will offer a brief overview of intrusion detection systems, including: a description of what IDSs are, the functions they serve……” Read more here

The Network Intrusion Detection System (NIDS) and the Host Intrusion Detection System (HIDS) use different techniques in identifying threats. Anomaly detection is one of the methods used to detect by HIDS and NIDS. Any abnormal behavior is easily detected, and the system sends an alert. These anomalies include unusual sign in times or frequent failed attempts to sign into the computer or network. Other techniques include signature detection, stealth probes, and target monitoring.

In this article in rapid7.com, the author further discusses intrusion detection systems and intrusion prevention systems.

Pros and cons of intrusion detection systems

“A network intrusion detection system (NIDS) can be an integral part of an organization’s security, but they are just one aspect of many in a cohesive and safe system. They have many great applications, but there are also weaknesses that need to be considered. It is important to compare an NIDS against the alternatives, as well as to understand the best ways to implement them.” Read more here

It is essential for one to take note of the warnings sent by the intrusion detection systems. Unfortunately, some people assume that a firewall is enough to protect their network and computer. The firewall is designed to keep out malicious attacks, but the intrusion detection system warns you of any attempts to penetrate your system. As soon as the intrusion detection system senses a possible attack, it notifies the administrator so that action can be taken.

Although intrusion detection systems have several benefits, they come with a few challenges. They send warnings should they find anything suspicious. However, they may not be able to act on it. It is vital to have someone who understands the system and how it functions. This way the right command is given should there be an attack. Sometimes, the alerts sent may be false. This is because the intrusion detection systems cannot tell if a threat is real or not. It is up to the administrator to determine the extent of the danger. However, despite these shortcomings, having an intrusion detection system is of higher value as the benefits outweigh the challenges.

Lesser Known Treatments for Neck and Shoulder Pain

Lesser Known Treatments for Neck and Shoulder Pain

Lesser Known Treatments for Neck and Shoulder Pain

Neck and shoulder pain affect 4 out of every 5 Americans. Chronic neck and shoulder pain can occur due to a number of reasons and can last for up to a month or so. Even with medications, neck and shoulder pain can cause intense discomfort and disrupt a person’s daily life and routine activities. Neck and shoulder pain can hinder engaging in physical activities and cause intense pain while moving or bending.

If you are looking a Shoulder Pain Relief Plaster to relieve your neck and shoulder pain, do consider PIP Elekiban. They are Japan’s No #1 selling pain relief product, and have been well received for many years. Check out their site here today.

Most doctors prescribe medicine and physiotherapy to patients who are suffering from intense neck and shoulder pain. However, there are some lesser known treatments that work very well for neck and shoulder pain.

Here are some of these treatments.

Drink lots of water

Although it sounds very strange, dehydration can cause severe neck and shoulder pain. The space between the discs in our neck needs to be constantly hydrated in order to avoid any friction between these discs as we move our neck and shoulders. Poor hydration habits can dehydrate the space between the discs thus causing intense neck and shoulder pain. Drink plenty of water throughout the day.

Exercise well

People who suffer from neck and shoulder pain refrain from indulging in exercise or any other physical activity out of fear that it will add to their discomfort. Quite the contrary. Exercises like yoga and swimming have been found to relieve neck and shoulder pain. Proper and controlled movements ease the stiffness in your neck and shoulder which in turn alleviates any pain or discomfort you may be experiencing.

Ice therapy

Ice therapy offers excellent benefits to those who suffer from neck and shoulder pain. The cooling effect relaxes stiff muscles and provides temporary relief from neck and shoulder pain.

Water pillows

Hard pillows that do not conform to the shape of your neck and shoulders can cause intense pain the next day. This is one of the reasons that doctors recommend patients who suffer from neck and shoulder pain to use water pillows. These pillows easily mold into the shape of your neck and shoulders and offers proper comfort while sleeping.

These are some of the lesser known treatments for treating neck and shoulder pain. Trying any or a combination of all these methods can help bring down neck and shoulder pain without relying on medications. If your neck and shoulder continue to persist , it is best to consult a doctor.

Top Myths about Arthritis and Joint Aches

Top Myths about Arthritis and Joint Aches


Top Myths about Arthritis and Joint Aches

Osteoarthritis or OA is a common type of arthritis caused due to the cartilage�s wear and tear. The cartilage is responsible for cushioning the joins usually with advancing age or post injuries.

If this happens, you can look for joint support products such as PIP Elekiban Support. If you are having joint support issues, you can consider joint support products such as PIP Elekiban Support. Check out their website for more information: http://pip.com.sg/our-products/pip-support

OA is also known as degenerative joint disease and develops over the years. Its main symptoms are a grating sensation while trying to move, the range of motion getting restricted, stiffness, and joint aches. The pain can usually differ in terms of severity from individual to individual and deteriorate after doing activities.

Top myths debunked

There are plenty of misconceptions surrounding pain and treatment for OA. Check out some of them below:

Myth 1: Damp weather, moisture, and rain can worsen arthritis
While many people opine that a twinge in their knuckles or knees can be a prediction of rainfall, no scientific evidence has established that humidity or dampness can intensify the symptoms of arthritis.

Myth 2: All types of joint pains are arthritis
Many other conditions like soft-tissue injuries, bursitis, and tendonitis can also lead to . The affected person should consult a rheumatologist for a proper diagnosis and treatment.

Myth 3: Heat is more helpful than ice for the sore joints
In reality, both heat, as well as cold, is equally helpful for arthritis. When an affected person applies ice at night, their joint inflammation caused due to daily activities can ease down. Similarly, when heat is applied in the morning, the muscles that move their stiff joints can get relaxed.

Myth 4: One should take life easy when their arthritis acts up
When a person suffers from arthritis, sensible and regular exercises can definitely help. There are times when the arthritis joints may need rest for a short time period and then a slow return to activities. What is more crucial is to maintain the range of motion and strength in the affected joints. A doctor can guide and recommend exercises, which are gentler for the joints.

Myth 5: Rum-soaked grapefruit, eggplant, raisins can act as dietary cures for your arthritis
There is hardly any effect on a person�s arthritis when they change their diet. There is no cure for arthritis but proper lifestyle changes and medications can allow normal activity and manage its symptoms effectively.

Do not panic when you are diagnosed with arthritis as it does not signify that your active lifestyle has come to an end. While treating osteoarthritis, the key aim is to help the patients to manage different aspects of pain as well as enhance their joint strength.

All you need to know about neck and shoulder pain

All you need to know about neck and shoulder pain

All you need to know about neck and shoulder pain

Neck and shoulder pain are quite common among everyone. Almost everyone experiences neck and shoulder pain at some point in their life. Here are some of the commonly asked questions about neck and shoulder pain with their answers that will help you understand and manage it.

If you are suffering from some form of neck or shoulder pain, and normal treatment or exercise does not work for you, you can consider alternative therapy such as magnetic therapy. PIP Elekiban Singapore is the perfect solution you are looking for. They have the regular magnetic plasters aka PIP Elekiban, Magnetic Necklace for Neck Pain aka PIP Magneloop and other support products aka PIP Support. Check their website out today.

There are a wide array of reasons behind neck and shoulder pain. To know, you can read this medically reviewed article at Healthline by Ann Pietrangelo. 

What causes neck and shoulder pain?

The neck is particularly vulnerable to injury, especially in falls, car accidents, and sports, where the muscles and ligaments of the neck are forced to move outside of their normal range. If the neck bones, or cervical vertebrae, are fractured, the spinal cord may also be damaged. Read More Here!

Neck pain is usually caused due to muscle tension and strain. The common reasons could be improper posture, continuously sitting in one place without any movement, and jerking the neck during heavy exercise. It could also be caused due to the injury of any kind as the neck becomes vulnerable to injuries.

To know more about the various treatment options for neck pain, you can read this article on WebMD reviewed by Carol DerSarkissian.

How can neck and shoulder pain be treated?

The treatment of soft tissue neck and shoulder pain often includes the use of anti-inflammatory medication such as ibuprofen (Advil or Motrin) or naproxen (Aleve or Naprosyn). Pain relievers such as acetaminophen (Tylenol) may also be recommended. Depending on the source of pain, drugs like muscle relaxers and even antidepressants might be helpful. Read More Here!

There are drugs that are medically prescribed which can be used for the treatment of neck pain. Antidepressants relieve the overall pain and relax the body, thus also working on neck pain. Moreover, for relieving the shoulder and neck pain, exercises help a great deal. When the spinal cords or nerve roots are involved, you might have to undergo surgery.

To know about effective exercises that can help you with neck pain you can read this article by Jennifer Dene at Paleohacks.

How can you prevent neck and shoulder pain?

It’s important to understand that feeling discomfort in the neck or shoulder doesn’t necessarily mean that the source of pain itself stems from that same region. Neck pain could be caused by a shoulder impingement, and pain in the shoulder could be stemming from the neck. Read More Here!

Muscle knots can be extremely painful and irritating. There are various ways of getting rid of it and preventing it from recurring. Irrespective of the cause of the pain, you can do some exercises that will help you get rid of the pain efficiently. There are over 9 different exercises that you can do to get rid of the pain. These exercises ensure upper back mobility, shoulder rotation, alignment and neck mobility.

Thus, neck and shoulder pain can be caused due to various reasons such as long hours of sitting at the desk, wrong posture and slouch etc. It can also be caused by some injury while playing outdoors or strenuous activities while working out at the gym. No matter what the reason might be, neck pain is can be really tough to deal with. There are various treatment options that are available for getting rid of neck pain. In some cases, where the pain is related to a nerve damage or spinal cord, surgery is the way out.

It is always advised to take precautionary measures to avoid neck and shoulder pain. There are a lot of exercises that you can do which tremendously help in preventing neck and shoulder pain. Other useful tips are to eat a diet that is rich in magnesium as it helps with neck pain. You should also avoid long hours of sitting in front of the computer as it can contribute to neck pain. Moving your neck and stretching every now and again can help it from developing in the first place. Yoga and meditation can also help with it as it lowers the stress of the body and eases neck pain. If the shoulder and neck pain is beyond control, then you might have to see a doctor for further inspection.

How Effective Is Commercial Marine Insurance For Goods Transportation In Risk Management

How Effective Is Commercial Marine Insurance For Goods Transportation In Risk Management


How Effective Is Commercial Marine Insurance For Goods Transportation In Risk Management

Many business prefer to use commercial marine services to transport their consignments. In such cases commercial marine insurance play a crucial role. It acts as a protection to ensure safe passage of your goods.

if you are looking for a comprehensive marine insurance, do consider Marine Insurance Allegiance Associates. They also have a wide range of other commercial insurance that you might need. Visit their site today.

What is Commercial Marine Insurance?

It is that type of insurance that safeguards your products during import or export. It can be customized, or you can get a policy which is better suited to your need by simply comparing different policies.
Is it for you?

If you are a business owner and you perform import, export functions then you must consider a commercial marine insurance. Many business owners unwittingly leave the insurance part to logistic companies and incur heavy losses when their consignment gets met with catastrophic incidents.

If you are a transporter or shipping company, then an insurance is must for you as you are liable for the goods you transport. Though might have certain exemptions like act of God but most liability will still be on your account in the event of proper fulfillment of delivery clauses.

You might even require a commercial insurance if your contract asks you to get that. So you will be legally bound to get an insurance coverage.

What is covered?

Any type of goods can be covered by a marine insurance. It can be a raw material or a finished product.
Perils

The goods I your consignment are covered against

� Fire, explosion
� Overturning of vehicle
� Discharge of cargo
� If cargo is thrown away
� Earthquake
� Water leakage on board
� Loss of package

Though this list is not comprehensive, but it should give you a clear idea of what is covered under such insurance plans. However you should keep in mind if your packaging is at fault or any previously present or intrinsic damage classified as deliberate damage is found in your cargo, the insurance will not cover them.

Types of policies

Depending on your need and how much your goods are at risk, get the policy that is most effective for you to help you cut down losses in case of untoward incidents. Choose a specific policy or an open based on the duration of your need. also you can opt for an annual turn over policy.

Commercial marine insurance is extremely beneficial for business owners who need to undergo such transportation. World Shipping Council has warned about the rise in loss of shipping cargos not including catastrophic events. If you do not want to go bankrupt and lose your valuable goods and watch your reputation sink, a commercial marine insurance will give you that much needed peace of mind.

TO know more about marine insurance for goods transportation, visit https://www.allegiance.com.sg/commercial-insurance/marine-insurance/ today.

Everything you need to know about commercial vehicle insurance

Everything you need to know about commercial vehicle insurance

Everything you need to know about commercial vehicle insurance

Commercial vehicle insurance protects the vehicles you use to run your business against damage. Whether you drive a vehicle dedicated solely to business activities or a personal vehicle for running business errands, it is important that you buy commercial vehicle insurance. If you happen to have an accident while using your business car to running personal activity, your vehicle will not be covered under a commercial auto insurance policy.

This makes it important for business owners to use commercially insured vehicles to run their business activities. Using a vehicle that has not be been insured to run your business is not a good idea, because if you happen to have an accident, you will not be covered and will have to pay for the repair of your vehicle.

If you find yourself needing commercial vehicle insurance, do consider Allegiance Associates. They cover a wide range of insurance not only for vehicle, but for personal and corporate. You should check out their site today.

Before insuring your vehicle, it is important that you learn a thing or two about commercial vehicle insurance.

The following article by amfam explains what commercial vehicle insurance is all about.

What is commercial auto insurance?

If you’re self-employed or a small business owner, you may often drive your vehicle for business purposes — but are you sure you’re covered with the right auto insurance? You might think your personal car insurance policy will protect you from the unexpected, but before you head out on your next entrepreneurial endeavor, you’ll want to find out if commercial auto insurance needs to come along for the ride. Read more here.

You likely now know what commercial vehicle insurance is all about. As a business owner, it is likely going to be a challenge for you to determine if a personal or commercial vehicle insurance will be suitable for you. Well, if that is the case, you should take time to study the nature of your business. If you run a lot of business errand or you move around a lot to carry out business activities, then commercial auto insurance will be suitable for you. But, do you know the benefits of commercial vehicle insurance?

The following by insproviders unveils four key benefits of commercial auto insurance.

4 key benefits of commercial auto insurance

If you operate a business, you may be wondering why you need commercial auto insurance. Isn’t regular auto insurance good enough for your business? Commercial auto insurance offers benefits that are exclusively for business customers. With commercial auto insurance, you’ll have the protection for your business no matter who is driving. Read more here

You probably now know the benefits of commercial auto insurance.  One remarkable thing about commercial vehicle insurance is that it covers you even when you are using your personal car to carry out your business activities.  Before insuring the vehicles you use to run your business activities there are five important things you first need to know.  Know these things will help you determine if commercial auto insurance will be suitable for you.

The following article by Laiza king discusses some five things you need to know about commercial vehicle insurance.

Five things you need to know about commercial vehicle insurance

As a business owner, there are numerous responsibilities that keep arising and it could get overwhelming when there’s no clear guidance especially for new entrepreneurs. One of the aspects that cannot be overlooked for businesses is commercial auto insurance; an insurance that allows business owners to get commercial vehicle coverage for a single vehicle or a fleet of vehicles. In order to avoid incurring unnecessary liabilities for your business vehicles, it’s important to secure them in advance. Read more here.

You like now know five important things about commercial vehicle insurance. As a business owner, you likely are occupied with a lot of activities like sales, branding and so on. That said, you should always give thoughts to insuring the vehicles you use to run your business. Of course, making the decision do this might be difficult at first, but you are going to glad you did in the long run.

Final note

The importance of commercial vehicle insurance cannot be overemphasized. If you are a business owner, it is important that you insure any vehicle you use to carry out your business activities. In the event of an accident, the insurance company is going to compensate you. On the other hand, if your vehicles are not insured, you are not going to be compensated and will have to foot the bill for your car repairs.

The reason why some business owners don’t view protecting their vehicle as a serious issue is that they don’t know what they are going to enjoy why when they insure the vehicles they use to run their business.

Before insuring any vehicle you use to run your business, there are some important things you need to consider.

Do you really need commercial vehicle insurance

Do you really need commercial vehicle insurance

Do you really need commercial vehicle insurance?

Is commercial auto insurance really important? Many small business owners have the notion that personal vehicle insurance is suitable for them, since they don’t have a fleet of business vehicles or run a lot of business errands. They may also believe that personal auto insurance is going to protect them if they are involved in an accident while running business errands. The truth is that they are going to find out the hard way that their assumptions are wrong.

Person vehicle insurance is designed for individual, not business owners. So, getting personal auto insurance is not a smart move. If you are involved in an accident when attending to business activities, you will not be compensated.

If you find yourself needing commercial vehicle insurance, do consider Allegiance Associates Vehicle Insurance. They cover a wide range of insurance not only for vehicle, but for personal and corporate. You should check out their site today.

Before getting a personal or commercial vehicle insurance, you need to learn as much as you can about them.

The following article by Rick Mikolasek shed light on the differences between commercial, personal and business auto insurance.

Commercial auto vs. Personal auto vs. Business auto

If we haven’t lost you already, read on and we’ll try to provide a basic overview of the differences between three common types of auto insurance policies. It’s no wonder that we can get a little lost when dealing with the proper way to insure ourselves against liability and property damage claims that result from the operation of a vehicle, as there is definitely some gray area and overlap. Read more here

You likely now know some key differences between commercial and personal auto insurance. Knowing these differences will help you determine the one that will suit your needs. Also, it will prevent you from making regrettable mistakes. If you are a small business owner, you likely may think that you don’t need commercial auto insurance since you don’t have a lot of business vehicles.

The following article by Gregory Boop will help determine if you need commercial auto coverage or not.

Do I need commercial auto coverage?

Does your business need commercial auto coverage? Like many small business owners, you may assume that your personal auto policy affords all the coverage you need. You may also believe that your policy will protect you if you are involved in an accident while driving a vehicle you use for business. As this article will explain, you could find out the hard way that your assumptions are wrong. Read more here.

You likely now know some reasons why you should consider getting commercial vehicle coverage. The fact is that you don’t need to own a fleet of cars before getting commercial vehicle insurance. Personal auto insurance is suitable for individuals, not business owners. Before insuring the vehicles you use for your business, it is important that you know a lot about commercial vehicle insurance.

The following article by trustedchoice shed light on some important things you need to know about commercial vehicle insurance.

Leaning commercial vehicle insurance 101

Commercial auto insurance provides protection for any vehicle designated for business use against both property damage and liability. Whether you drive a vehicle that is for dedicated business use or drives a personal vehicle for business, it is important to have commercial auto insurance, as your vehicle will not be covered under a personal auto policy. Read more here.

You probably now know a couple of things about commercial vehicle insurance. As a business owner, if you are able to get a firm grip on what commercial auto insurance is all about, it will be very easy for you to determine if you should get it or not. The fact that there are some important policies that surrounds commercial auto insurance, makes it more critical for you to learn more about it. There is a chance that it may not be suitable for you.

Final note

Many business owners make the mistake of thinking that commercial and personal vehicle insurance are the same. Because of their ignorance, they settle for anyone and regret their decision in the long run. In a way, these two are similar, but if you look at them closely you see what set them apart.

 The nature of your business is often going to determine if you are going to need commercial or auto insurance. The fact that you don’t use a lot of cars for your business or the fact that you use your personal car to carry out business activities does not mean that you don’t need commercial auto insurance.

In order to determine if you really need commercial or personal auto insurance, it is important that you do learn as much as you can about them.

The Biology of Belief: Unleashing the Power of Consciousness, Matter and

The Biology of Belief: Unleashing the Power of Consciousness, Matter and

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The Biology of Belief is a groundbreaking work in the field of New Biology. Author Dr. Bruce Lipton is a former medical school professor and research scientist. His experiments, and those of other leading-edge scientists, have examined in great detail the processes by which cells receive information. The implications of this research radically change our understanding of life. It shows that genes and DNA do not control our biology; that instead DNA is controlled by signals from outside the cell, including the energetic messages emanating from our positive and negative thoughts. Dr. Lipton’s profoundly hopeful synthesis of the latest and best research in cell biology and quantum physics is being hailed as a major breakthrough showing that our bodies can be changed as we retrain our thinking.

THE ISLAND OF DOCTOR MOREAU (non illustrated)

THE ISLAND OF DOCTOR MOREAU (non illustrated)

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“The Island of Dr. Moreau begins with three men afloat aboard a dingy after the sinking of the Lady Vain. Two struggle and fall overboard in the throes of madness leaving only the narrator, Edward Prendick. Nearly dead when found, he is picked up by the captain and crew of the vessel Ipecacuanha. Prendick, a doctor, is then nursed to health by Mr. Montgomery, who is a passenger aboard the ship, accompanied by a strange looking black-faced man and a menagerie of animals. When Montgomery is ready to disembark at a mysterious and nameless island, the captain and crew want Prendick off the ship as well.He is not wanted on shore nor on board the boat. Prendick is cast adrift in the dingy he was found in before being pitied by Montgomery and his crew, who then tow him to the island. He is fascinated by the ugliness of the men assisting with the supplies and animals. They are wrapped in cloth over every inch of their bodies save for their faces. Their torsos are disproportionately long, legs bones queerly twisted, and faces are comprised of ghastly and misshaped features. At last they reach land and Prendick is told he is at a biological station but is not introduced to the large white haired “biologist” who speaks to him. Montgomery warns him to watch where he goes and is shown around the walled compound. He hears the name Moreau and struggles to recall how he knows it.Soon he remembers Moreau as a notorious vivisectionist run out of London many years prior and is curious about the goings on at the compound. He leaves his room due to the unending wails of the tortured puma in the next room and explores the surrounding forest. He is tracked by something or someone as he wanders, then sees a mutilated rabbit and a small group of further inhuman-looking humans. He meets the unique animal-turned human population: the Leopard Man, the Hyena-Swine, the Swine Folk, the Ape Man, Bull Men, Horse-Rhinoceros, Wolf-Bear, Ocelot Man, Dog Man and the Monkey Man. He learns of the Law and the House of Pain that are used to keep the beast people fearful and subjugated. The remainder of his time on the island is spent fleeing from Dr. Moreau and the beast people that he is creating and setting loose upon the island. ” (non illustrated)

New Atkins for a New You: The Ultimate Diet for Shedding Weight and Feel

New Atkins for a New You: The Ultimate Diet for Shedding Weight and Feel

511e5tzrtvl-_sl160_New “Atkins For A New You” is an alternative to the original Atkins diet, which allows you to lose weight successfully and emerge with a healthier, firmer body. This new diet offers all the benefits of the original diet, including the freedom to eat luxuriously and feel completely satisfied, a metabolic boost giving you more energy and weight loss that never comes back, but it also has these enhanced benefits: more flexibility in what you eat; allows you to include carbohydrates in your diet; trains your body to burn fat for energy rather than banning fats altogether; and includes more options for vegetarians, vegans, and those who want to limit their meat intake. This breakthrough new diet provides all the benefits of the original Atkins diet in an improved, simplified form that can be tailored to your individual needs and sustained for the rest of your life.

Spark: The Revolutionary New Science of Exercise and the Brain

Spark: The Revolutionary New Science of Exercise and the Brain

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Did you know that in a landmark study, aerobic exercise was shown to be as effective as antidepressants? That women who exercise, lower their chances of developing dementia by 50 percent? That a revolutionary fitness program helped put one U.S. school district of 19,000 kids first in the world in science? That, in fact, exercise sparks new brain-cell growth? The evidence is incontrovertible: aerobic exercise physically transforms our brains for peak performance.In Spark, John J. Ratey, MD, takes the listener on a fascinating journey through the mind-body connection, presenting startling new research to prove that exercise is truly the best defense against everything from mood disorders to ADHD to addiction to menopause to Alzheimer’s. He explains that the brain works just as muscles do-growing with use, withering with inactivity-and shows why getting your heart and lungs pumping can mean the difference between a calm, focused mind and a harried, inattentive self.Filled with cutting-edge science and amazing case studies, Spark is the first audio book to explore the connection between exercise and the brain. And with a simple, targeted regimen to get the listener’s body moving and his mind in peak condition, it will forever change the way he thinks about his morning run-and, for that matter, the way he thinks.